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Business Insurance
Help Protect Your Hard Work
You know your business, and we know how to help you protect it.

    Or speak with a licensed insurance agent:

    800-330-1750 M-F 9 am - 5 pm ET

    Acrisure serves 1 in 20 small businesses*

    Why do small business owners choose Acrisure for their insurance needs?

    • Saves You Time

      Insurance quotes from multiple insurance companies in one spot, saving you time.

    • Efficient Process

      Business insurance doesn't have to be complicated—we help simplify it for you.

    • Insurance Expertise

      Our licensed agents with business insurance expertise are ready to help!

    *Share of U.S. Businesses With Fewer Than 50 Employees (as of 11/2023)

    Coverages

    Discover the right insurance for your business

    Your small business may benefit from a combination of different types of business insurance. Acrisure can help you find the right solutions for your unique business needs.
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    • Commercial General Liability (CGL)

      Helps protect small businesses against third-party claims related to bodily injury, property damage, or personal and advertising injury.

      More About This Coverage
    • Business Owner's Policy (BOP)

      Helps provide value by combining property insurance and commercial general liability insurance into a single cost-effective policy.

      More About This Coverage
    • Workers' Compensation

      Helps protect businesses and their employees from financial loss due to workplace injuries and illnesses.

      More About This Coverage
    • Errors & Omissions Insurance

      Can be helpful for businesses that provide professional services. This liability insurance covers claims for professional negligence in the workplace.

      More About This Coverage
    • Cyber Insurance

      Helps protect businesses against financial losses and liability arising from cyber attacks, including those affecting IT infrastructure, involving privacy and governance liability, and related internet activities.

      More About This Coverage
    How It Works

    Request a business insurance quote in minutes

    • Tell us about your business

      We'll ask some questions about your industry and location.

    • Make your choice

      We'll provide policy quotes based on your coverage needs.

    • Purchase your policy

      Conveniently buy online or get help from our licensed agents.

    Request A Quote
    Knowledge

    Good to know when considering small business insurance

    Your business is worth safeguarding

    Small business insurance can offer financial protection against unexpected events that could lead to significant losses. Having business insurance gives you peace of mind by helping to protect your team and what you’ve worked so hard to build.

    Get More Info
    Your premium depends on your coverage choices

    A premium is the amount you pay your insurance company to keep your insurance active. What does small business insurance cost? It depends on many factors such as, for example, the insurance policy type, business size, location, payroll and prior claims.

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    Coverage limits and deductibles are different

    A coverage limit is the maximum amount the insurance company will pay for a covered claim. There can be multiple coverages within a policy, each with its own limit. A deductible is the money you pay out of pocket on a covered claim before the insurance applies to cover its portion.

    Some business loans may require you to have business insurance

    Business insurance is sometimes a condition for approval of a business loan. Lenders typically want to ensure that the business they are lending money to is financially secure and protected against unexpected events.

    Home-based businesses have unique insurance concerns

    While a homeowner's insurance policy may help protect the home, it may not provide adequate coverage to help protect a home-based business. There are home-based business coverage options that may be purchased in addition to a standard homeowner's insurance policy.

    Get More Info
    FAQ

    Common questions about small business insurance

    • What states do you serve for business insurance?

      Acrisure serves small businesses nationwide!


      Did you know? Each state has its own requirements for small business insurance, and costs can also vary by state or region. Small business insurance costs are impacted by geographic risks like flooding and earthquakes, property values, population density, and crime rates. Acrisure can help your small business understand the insurance requirements in your state.

      • Alabama
      • Alaska
      • Arizona
      • Arkansas
      • California
      • Colorado
      • Connecticut
      • Delaware
      • Florida
      • Georgia
      • Hawaii
      • Idaho
      • Illinois
      • Indiana
      • Iowa
      • Kansas
      • Kentucky
      • Louisiana
      • Maine
      • Maryland
      • Massachusetts
      • Michigan
      • Minnesota
      • Mississippi
      • Missouri
      • Montana
      • Nebraska
      • Nevada
      • New Hampshire
      • New Jersey
      • New Mexico
      • New York
      • North Carolina
      • North Dakota
      • Ohio
      • Oklahoma
      • Oregon
      • Pennsylvania
      • Rhode Island
      • South Carolina
      • South Dakota
      • Tennessee
      • Texas
      • Utah
      • Vermont
      • Virginia
      • Washington
      • West Virginia
      • Wisconsin
      • Wyoming
    • What is an insurance broker?
      An insurance broker represents you and helps you with purchasing an insurance policy or policies. Instead of going directly to an insurance company to purchase insurance, a broker like Acrisure can shop around for you and find a policy that’s right for your business. Learn more about insurance brokers.
    • Does my small business need business insurance if I'm the only employee?
      Typically, yes. While your small business does not need a workers’ compensation policy in this case, there are other types of business insurance typically worth having for your business. Consider, for example, a commercial general liability or business owner’s policy as a basic business insurance policy, and then obtain additional policies depending on your business industry, location, number of employees, and type. Learn more about sole proprietorship businesses.
    • What small businesses do you serve?
      Acrisure can help small businesses find the right insurance!

      You know your business, and we know insurance. At Acrisure, we take an interest in the insurance requirements of diverse small business industries, which allows us to help each customer find the right protection for their small business and its employees. Understanding the risks inherent to your market and industry helps us determine what type of coverage and how much coverage may be needed.

      Acrisure can help these types of small businesses, and more!

      • Accountants
      • Architects
      • Auto Repair Shops
      • Barbers
      • Carpet Cleaners
      • Caterers
      • Chiropractors
      • Construction Contractors
      • Convenience Stores
      • Cosmetologists
      • Dentists
      • Dog Groomers
      • Drugstore and Pharmacies
      • Dry Cleaners
      • Electricians
      • Engineers
      • Flooring Contractors
      • Florists
      • Food Trucks and Vending
      • Freelance and Self-Employed
      • Funeral Homes and Services
      • Interior Designers and Decorators
      • Janitorial and Cleaning Services
      • Jewelers
      • Landscapers
      • Lawyers
      • Locksmiths
      • Nail Salons
      • Optometrists
      • Painters
      • Pet Sitters
      • Photographers and Graphic Designers
      • Physicians
      • Plumbers and HVAC
      • Property Managers
      • Real Estate Agents
      • Restaurants
      • Retail
      • Salon Owners
      • Travel Agents
      • Veterinarians
      • Video Production
    • What are some other business insurance types to consider?
      By contacting Acrisure, we can help you with a variety of additional business insurance types. These include but are not limited to:
      Commercial Auto Insurance
      Hired and Non-Owned Auto Insurance
      Product Liability Insurance
      Business Personal Property Insurance
      Inland Marine Insurance
      Equipment Insurance
    • What happens if my business insurance policy expires?
      After your policy expiration date, your business will no longer have coverage (i.e., the protection) under that policy. Some insurance companies offer automatic renewals. In some cases, a company will decline to renew your policy for certain reasons, such as if you had many claims or if your business details changed and your business was deemed a higher risk. It is important to review your level of coverage prior to the renewal period and your expiration date.
    • What states do you serve for business insurance?

      Acrisure serves small businesses nationwide!


      Did you know? Each state has its own requirements for small business insurance, and costs can also vary by state or region. Small business insurance costs are impacted by geographic risks like flooding and earthquakes, property values, population density, and crime rates. Acrisure can help your small business understand the insurance requirements in your state.

      • Alabama
      • Alaska
      • Arizona
      • Arkansas
      • California
      • Colorado
      • Connecticut
      • Delaware
      • Florida
      • Georgia
      • Hawaii
      • Idaho
      • Illinois
      • Indiana
      • Iowa
      • Kansas
      • Kentucky
      • Louisiana
      • Maine
      • Maryland
      • Massachusetts
      • Michigan
      • Minnesota
      • Mississippi
      • Missouri
      • Montana
      • Nebraska
      • Nevada
      • New Hampshire
      • New Jersey
      • New Mexico
      • New York
      • North Carolina
      • North Dakota
      • Ohio
      • Oklahoma
      • Oregon
      • Pennsylvania
      • Rhode Island
      • South Carolina
      • South Dakota
      • Tennessee
      • Texas
      • Utah
      • Vermont
      • Virginia
      • Washington
      • West Virginia
      • Wisconsin
      • Wyoming
    • What small businesses do you serve?
      Acrisure can help small businesses find the right insurance!

      You know your business, and we know insurance. At Acrisure, we take an interest in the insurance requirements of diverse small business industries, which allows us to help each customer find the right protection for their small business and its employees. Understanding the risks inherent to your market and industry helps us determine what type of coverage and how much coverage may be needed.

      Acrisure can help these types of small businesses, and more!

      • Accountants
      • Architects
      • Auto Repair Shops
      • Barbers
      • Carpet Cleaners
      • Caterers
      • Chiropractors
      • Construction Contractors
      • Convenience Stores
      • Cosmetologists
      • Dentists
      • Dog Groomers
      • Drugstore and Pharmacies
      • Dry Cleaners
      • Electricians
      • Engineers
      • Flooring Contractors
      • Florists
      • Food Trucks and Vending
      • Freelance and Self-Employed
      • Funeral Homes and Services
      • Interior Designers and Decorators
      • Janitorial and Cleaning Services
      • Jewelers
      • Landscapers
      • Lawyers
      • Locksmiths
      • Nail Salons
      • Optometrists
      • Painters
      • Pet Sitters
      • Photographers and Graphic Designers
      • Physicians
      • Plumbers and HVAC
      • Property Managers
      • Real Estate Agents
      • Restaurants
      • Retail
      • Salon Owners
      • Travel Agents
      • Veterinarians
      • Video Production
    • What is an insurance broker?
      An insurance broker represents you and helps you with purchasing an insurance policy or policies. Instead of going directly to an insurance company to purchase insurance, a broker like Acrisure can shop around for you and find a policy that’s right for your business. Learn more about insurance brokers.
    • What are some other business insurance types to consider?
      By contacting Acrisure, we can help you with a variety of additional business insurance types. These include but are not limited to:
      Commercial Auto Insurance
      Hired and Non-Owned Auto Insurance
      Product Liability Insurance
      Business Personal Property Insurance
      Inland Marine Insurance
      Equipment Insurance
    • Does my small business need business insurance if I'm the only employee?
      Typically, yes. While your small business does not need a workers’ compensation policy in this case, there are other types of business insurance typically worth having for your business. Consider, for example, a commercial general liability or business owner’s policy as a basic business insurance policy, and then obtain additional policies depending on your business industry, location, number of employees, and type. Learn more about sole proprietorship businesses.
    • What happens if my business insurance policy expires?
      After your policy expiration date, your business will no longer have coverage (i.e., the protection) under that policy. Some insurance companies offer automatic renewals. In some cases, a company will decline to renew your policy for certain reasons, such as if you had many claims or if your business details changed and your business was deemed a higher risk. It is important to review your level of coverage prior to the renewal period and your expiration date.
    Solutions

    Explore additional products and services

    Discover how we can help you find the right coverage for your home and more.

    Home Insurance

    To help protect against losses to your home and what's inside it.

    Auto Insurance

    To help protect against losses to vehicles and liability arising from accidents.

    Life Insurance

    To offer a safety net to help protect your family's future.

    Ready to request a quote?

    Get started now! We're here to help.